K.I.S.S. RRSP Guide
To Keep It Simple, open an on-line account and buy
Take your time entering; press GO to see if they are priced above the trend.
The HAC.TO stock below is a good parking place until they correct.
equal amounts
of the stocks in the list below. These stocks
These are deliberately "Boring", for safety.
However, they can scare you if the market drops.
are defensive
but leave
Example; HAC.TO should double the holdings every ten years, but will jump around.
GICs do not fluctuate, but they will not keep up with inflation.
GICs
in the dust. Do not do
Press GO to see when to buy to avoid seeing Red Ink and being tempted to panic-sell.
any selling
until you retire, or
"Deep Dive" below has a calculator to try scenarios.
It also predicts a Bear Market in ten years.
about 2031
.
Ten ETFs To Buy and Hold
Cdn Financials
<=Yahoo
chart
Cdn Grocers
<=
<=Yahoo
chart
Cdn Real Estate
<=Yahoo
chart
Cdn Utilty Cos
<=Yahoo
chart
Rotator (GIC-like)
<=Yahoo
chart
Cdn Low Beta
<=Yahoo
chart
US Hi-div Cov. Call
<=Yahoo
chart
US Tech Covered Call
<=Yahoo
chart
A Conglomerate
<=Yahoo
chart
Energy Exposure
<=XIU.TO
chart
index
(... Deep Dive.)